

What does a good home loan rate look like now?
A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one. Let’s not sugarcoat this. Four rate hikes in just eight months is leaving plenty of home owners facing the squeeze of higher-than-expected loan repayments. In fact, the cash rate is now sitting at 4.6%, a level not seen since 2011. The difference is that 15 years




















