Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer . But there are some pros and cons to be aware of. Let’s take a look. Think back to 2022. That’s when the Labor government first proposed a new Help to Buy scheme .  It sparked plenty of interest back then. But three years is a long time to wait for anything, and chances are plenty of would-be home buyers have now forgotten a